Council Tax – single person discount, Council Tax Reduction and instalments

If you live alone, you may get money off your Council Tax bill. In England and Wales, it is 25%. If you are on a low income or get benefits, you may get Council Tax Reduction. You must apply to your council.

Deadline

No fixed deadline

Last checked

Checked against the official source: 21 October 2026

What if you miss the deadline? If you fall behind with payments, contact your council as soon as possible. The council can take action to reclaim what you owe.

Council Tax is set and collected by your local council. A full bill is based on at least 2 adults living in a home. Discounts are not automatic – you need to apply, even if you are 'disregarded'. Your bill is usually split into 10 monthly payments.

How to do it

1. Check who counts as an adult in your home. Some people are disregarded, for example full-time students and people under 18.
2. In England and Wales, apply for the 25% discount if you live on your own or everyone else in your home is disregarded.
3. In Scotland, ask your council about the single adult discount.
4. If you are on a low income or get benefits, apply to your council for Council Tax Reduction.
5. If paying is hard, ask your council to spread the bill over 12 months instead of 10.

Common questions

How much is the single person discount?

In England and Wales, you get 25% off if you pay Council Tax and live on your own, or everyone else in your home is disregarded. In Scotland, check the single adult discount with your council.

How much can Council Tax Reduction take off my bill?

It can reduce your bill by up to 100%. The amount depends on your council's scheme, your circumstances and your household income.

Can I pay Council Tax over 12 months?

Yes. Your bill is usually split into 10 monthly payments, but you can ask your council to spread it over 12 months.

Official source: gov.uk (opens in a new tab)

This information is not legal or tax advice.